What Is Uninsured and Underinsured Coverage? Uninsured and underinsured coverage covers losses that are not covered by your liability policy. For example, if you're involved in an automobile accident with another driver who does not carry sufficient insurance, your personal injury protection (PIP) benefits might cover some of your medical expenses. However, it won't protect your property damage costs. You could potentially lose thousands of dollars in damages because you don't have enough uninsured/underinsured coverage. You'll want to make sure you've chosen adequate limits for both types of coverage. If you do not purchase adequate amounts of each type of coverage, you could end up paying out of pocket for a large portion of your total recovery.
What Types of Damages Can I Get Compensation For? If you were involved in a car accident caused by someone else’s negligence, there are several different types of damages that could apply to your case. These are economic, non-economic, and punitive. Economic Damages- Economic damages are quantifiable, monetary losses. This would include property damage, medical expenses, loss of income, and loss of earning capacity. Non-Economic Damages- Non-economic damages are harder to calculate as they have no specific monetary amount associated with them. These damages include pain and suffering, emotional distress, mental anguish, loss of consortium, loss of enjoyment of life, loss of quality of life, and more. Punitive Damages- Not all car accident claims will include punitive damages. Punitive damages are additional compensation added to a claim as a financial punishment to the at-fault driver for the extreme negligence of the accident. An example of a case that would include punitive damages is one caused by an intoxicated driver.
We offer a free, no-risk consultation! Not sure if you have a case? No problem. Not sure if you need legal representation? No problem. We are here to answer all your questions.
You have enough to deal with after an accident, don't let attorney fees be one of them. There are no upfront costs for our services. We will keep a percentage of the final settlement for legal fees. This also means if you don't get a settlement, you don't pay!
We will handle the legal process for your claim so you can focus on healing from your injuries. We have years of experience handling insurance companies and negotiating for maximum compensation.
The best way to get maximum compensation is with a car accident lawyer. They know how to calculate what you are eligible to receive and make the insurance companies pay.
What Issues Will I Face in Filing a Claim for the Injuries I Sustained in a Boston Auto Accident? When filing a claim for auto accident injuries, it is important to establish who is liable for the damages suffered. This is especially true if someone else caused the collision. If you do not know who is responsible, you may file a negligence lawsuit against everyone involved. You may even be able to sue the driver of another vehicle that hit you.
Car Accident Lawyers Work On A Contingency Fee. After a car accident you may find yourself overwhelmed with what to do next. If you are injured you may not be able to work, which means finances are staking up. Don’t let the worry of legal fees keep you from calling a lawyer. Car accident lawyers work on a contingency fee basis. This means they only get paid if you get paid. They do not charge up front, and only take a percentage of legal fees after you have been awarded a settlement. This means there is no risk to you! They offer a free consultation so pick up the phone to day to get the legal help you need.
Do I have to accept the first offer from an insurance company? You've been offered a settlement amount after your accident. You are not sure of the amount you are intitled to so it might seem like an adequate offer. But, we suggest you wait and talk to an attorney. You may miss out on getting compensated for injuries you are still being treated for, or miss out on the compensation you deserve.
How do I negotiate more money from a car accident claim? If you are involved in a car accident, it is important to keep good records of any medical costs or other expenses related to the injury. You may want to ask your insurer what documentation they require to process your claim. If you accept a low offer without asking for additional compensation, you could end up paying too much out of pocket. A skilled lawyer can help you negotiate a better settlement.
How Common Are Car Accidents in Massachusetts? There were over 35,000 automobile accidents in Massachusetts between 2012-2019. Of those, more than half took place in Boston and its surrounding areas. Most of these accidents happened between 8am and 5pm, according to data collected by the National Highway Traffic Safety Administration. The state had the highest number of fatal crashes among all states between 2017 and 2018, according to NHTSA data. In fact, there were nearly twice as many fatalities per capita in Massachusetts compared to New York, even though both states are home to some of the most densely populated cities in America.
The statute of limitations for filing a lawsuit against someone responsible for causing you harm is three years. This period begins once you are injured and it does not matter how long you know about the cause of your injuries. You do not have to wait until you suffer permanent damage from your injuries. If you are hurt in an automobile accident, contact our car accident law firm for help.
Personal injury law firms handle car accident claims and work on a contingency fee basis. This means there are no upfront or out-of-pocket expenses. If you win a settlement agreement from the personal injury claim, the attorney will hold a percentage for legal fees. This means there is no risk to you! If you don't win, you don't pay!
Distraction is the leading cause, followed by drunk driving and speeding. If you want to avoid being involved in a car accident, it’s important to keep yourself safe while behind the wheel. Here are some tips to help you do just that: 1. Avoid distractions like texting, eating food, drinking alcohol, talking on the phone, etc. 2. Keep your hands on the steering wheel at all times 3. Don’t use cell phones or electronic devices while driving 4. If you must text, use voice commands instead of typing.